Independent · Christian · Family-run
Faith, Family, and Financial Security
Life insurance, final expense, mortgage protection, annuities and IULs — from a Christian family agency that shops 20+ well-known insurance companies for you.
Free 15-minute review · No pressure · No obligation
Start with what matters most
What do you want to protect?
A short conversation can help you see the options clearly. Choose a starting point below.
Final Expense
A small whole-life policy to help your family handle end-of-life costs.
Best for: ages 50–85Learn about final expense →Mortgage Protection
Life insurance sized around the home your family depends on.
Best for: homeownersProtect your home →Term & Whole Life
Coverage that can fit a temporary need, a lifetime plan, or both.
Best for: families and individualsCompare life insurance →Living Benefits
Some life policies may help while you are living with a qualifying illness.
Best for: income protectionSee living benefits →Annuities
Explore ways to protect savings and create income options for retirement.
Best for: retirement incomeExplore annuities →Indexed Universal Life
Permanent life coverage with cash value linked to an outside index.
Best for: long-term planningLearn about IUL →401(k) Rollovers
Review the choices available when you leave a job or retire.
Best for: job changersReview your choices →College Funding & Debt Freedom
Build a thoughtful plan for education goals and paying down debt.
Best for: growing familiesPlan for what's next →A simple process
How it works
Tell us a little about you
It takes about two minutes to share what you want to protect.
We compare plans
We look across 20+ companies for options that fit your goals.
You choose — no pressure, ever
You get clear answers and time to make your own decision.
More choice, one trusted guide
We shop 20+ trusted carriers. You pick the best fit.
Logos are trademarks of their owners. Product availability varies by carrier and state.
Meet the family behind Fenice
Meet George & Cyndy
George Borghardt III
President · Protection side
George helps families think through final expense, mortgage protection, life insurance, and living benefits. He keeps the process simple and makes room for honest questions.
Book with George
Cyndy Borghardt
Vice President · Retirement side
Cyndy helps families explore annuities, IUL, rollovers, college funding, whole life, and debt elimination. Her approach is patient, practical, and family-centered.
Book with CyndyHusband and wife. Two specialties. One promise: we put your family's needs before our own.
Our story
New beginnings are part of who we are.
Fenice means “phoenix” in Italian. We chose the name because we believe God can bring good from hard seasons and give families room to rebuild. Our work is about protection today and hope for what comes next.
“Behold, I am making all things new.” — Revelation 21:5
Words from future clients
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Clear answers
Frequently asked questions
Do I need a medical exam?
Many plans have no exam. We will explain the requirements for the options you consider.
Can I get covered with health problems?
Often, yes. Some final-expense plans accept most health conditions, and we will look for what fits.
How much does final expense cost?
It depends on your age, health, and coverage amount. Many plans can fit a fixed income. Get a quote for a clearer answer.
Are you tied to one company?
No. We are independent and compare options from multiple insurance companies.
Is the review really free?
Yes. The 15-minute review is free, with no pressure or obligation.
What states do you serve?
We are licensed in 13 states: AL, AR, FL, GA, IN, LA, MO, MS, PA, TN, TX, WA, and WI. Not all products are available in every state.
Take the next step
Let's find a fit for your family.
Share a few details and George or Cyndy will follow up within one business day.